Loan options
Conventional
Traditional loan program that usually requires at least 5% down and offers competitive interest rates.
VHDA
A loan program offered through the state of Virginia that aims to help first-time homebuyers.
FHA
Backed by the Dept. of Housing and Urban Development, the mortgage allows you to make as little as a 3% down payment.
VA loans
Backed by the Dept. of Veterans Affairs, the mortgage is available to a qualified veteran or military member.
About Me
As a mortgage banker based in Chesapeake, Virginia, I help people realize the dream of home ownership.
I know the mortgage process can be confusing, and I enjoy breaking down tricky terms and conditions. My writing has been featured on Redfin.com, The Virginian-Pilot and Inside Business, the main business journal in Hampton Roads, Virginia.
At Tidewater Home Funding, we’re committed to delivering an exceptional mortgage experience. We offer a portfolio of loan options including VA, VHDA, FHA, conventional and jumbo loans.
Check out my blog to learn more about the mortgage process, and contact me to start the conversation!
Photos from recent mortgage closings
MORGAN
Adria
Francisco
George & Crystal
What My Clients Have to Say
See all of my reviews on Zillow!
Latest from my blog
With Mortgage Forbearance, Pay Attention to Pay-Back Rules
In the wake of COVID-19, millions of homeowners have gone into mortgage forbearance. That’s a staggering number, and the statistic underscores how much the pandemic has impacted the ability to make monthly payments. Forbearance means you pause or reduce your mortgage payment for a limited period of time. You will have to repay the deferred Read more about With Mortgage Forbearance, Pay Attention to Pay-Back Rules[…]
What you need to know about mortgage forbearance
The COVID-19 pandemic has caused economic turmoil in every facet of American life, not the least of which is the ability to make monthly mortgage payments. With unemployment rates in the millions and rising, the government recognized a huge sector of the population will struggle to pay their mortgages immediately. That’s why Congress approved the Read more about What you need to know about mortgage forbearance[…]
Now is a Great Time to Explore a Mortgage Refinance
Now is a Great Time to Explore a Mortgage Refinance The Coronavirus has sent shockwaves through the economic markets and one consequence is the decrease in mortgage rates. You may have heard people say, “Now is a great time to refinance your mortgage.” Let me fill in the gaps with two government refinance programs you Read more about Now is a Great Time to Explore a Mortgage Refinance[…]
A Smart Option for Energy Efficient Improvements
Did you know that, as part of a Veterans Administration (VA) loan, you can receive a special mortgage offer to make energy improvements in your home? It’s called an Energy Efficient Mortgage (EEM), an opportunity to create valuable cost-saving opportunities within your home and reduce your utility bills. VA loans are available to active-duty military Read more about A Smart Option for Energy Efficient Improvements[…]
New Federal Legislation Includes Boost for Military Homebuyers
Starting January 1, 2020, a new law will take effect that includes provisions to help active duty military and veterans buy homes. The homebuying changes are part of the Blue Water Navy Vietnam Veterans Act of 2019, which President Trump signed into law back in June 2019. The act primarily supports veterans who suffer from Read more about New Federal Legislation Includes Boost for Military Homebuyers[…]