Buying your first home can often be a daunting process. There are so many options to explore and new terminology to understand. In March, I led a live webinar with a local Realtor on homebuying for young professionals. At the end of the webinar, we held a Q&A session. As expected, the questions came fast Read more about Here are the facts on Va. Housing and Development Authority loans[…]

If you own a home and carry debt in several common ways (student loans, credit cards or medical expenses, etc.), then you should know about a valuable option with respect to loan refinancing. That’s because the program can help you pay off debt by using the equity you have gained in the property. It’s called Read more about Need to pay off debt? Cash-out refinance could be the answer.[…]

According to AARP, 10,000 Americans turn 65 years old every day. And as more people head into their “golden years,” the idea of a reverse mortgage could make sense for homeowners. In this month’s “Lending a Hand” column, I will explain the ins and outs of a reverse mortgage product — Home Equity Conversion Mortgage — Read more about What you need to know about reverse mortgages[…]

When people begin the homebuying process for the first time (or even for repeat buyers), it can feel overwhelming. Which loan program do I choose? Which one do I qualify for? Where do I start? Usually, the answers come from a conversation with an experienced mortgage lender. To save you the time, I’ll explain different Read more about Which loan program is right for you?[…]

As the HGTV hit show “Fixer Upper” promises, “we take the worst house in the best neighborhood, and we turn it into our client’s dream home.” If you have your eye on a fixer-upper in Hampton Roads, a renovation home loan could be the answer. Did you know you can borrow funds to perform almost Read more about Thinking about a fixer-upper? Consider a renovation loan[…]