4 Rules You Must Understand About Down Payments

Posted on June 4, 2014June 4, 2014 by shikma.rubin@gmail.com

You may know a home loan requires a down payment and that the amount depends on the loan program you choose. You may not know all down payments must be properly sourced. What does that mean? – If the money is a gift, you need a letter from the person stating as such and that you don’t Read more about 4 Rules You Must Understand About Down Payments[…]

8 Critical Documents You Need to be Pre-Approved for a Loan

Posted on May 6, 2014May 22, 2015 by shikma.rubin@gmail.com

Bring these items with you when you meet with a loan officer. Name, address and phone number of your current landlord (if you rent). Most recent mortgage statement (if you own). Copies of your W2 for 2012, 2013 and 2014 Full tax returns for 2012, 2013 and 2014 ALL pages of your bank statements for the last two months. Make sure your full name, Read more about 8 Critical Documents You Need to be Pre-Approved for a Loan[…]