Lenders want to see the borrower has solid history of paying debt on time and in a consistent way. That’s why they refer to a credit report. It is important to note that when buying a home, some banks accept a minimum score of 620 (depending on the loan program). I work with a Read more about Does My Credit Score Impact My Mortgage?[…]
Do you need a loan or mortgage in Virginia Beach, Norfolk or Chesapeake? A first-time homebuyer who want to learn more about how to get a mortgage? Check out the infographic below!
I often hear first-time homebuyers say they don’t think they can afford to buy a home — especially millennials who may have a lot of debt (ex: student loans). If you live in Hampton Roads (Virginia Beach, Norfolk and Chesapeake), you have options to get a mortgage that are easier than you think. You might have Read more about How Much is a Down Payment for a Mortgage?[…]
At long last, we’ve reached the end of the 15-point list! I hope all the points give you deeper insight into the mind of a millennial homebuyer. They are young, sure, but smart enough to do their research and serious enough to do what it takes to buy a home. In short, millennials want real estate professionals who are reliable, transparent Read more about First-Time Homebuyers are Young, Smart and Serious about Home Buying[…]
Attention first-time homebuyers in Norfolk and cities everywhere: The old-school process is yesterday’s news: print out the document, sign it, scan it and then email it back. Millennials avoid paper as much as possible. Plus, there could be issues printing correctly or someone forgets to bring all the necessary documents to a meeting.When possible, stick Read more about First-Time Homebuyers, Mortgages and Documentation[…]