Save This Checklist of Documents You Need to Buy a Home

No matter the loan program you choose, you need to show the lender these documents or pieces of information. *Please note this list may not cover every document throughout the loan process, but it’s a great starting point.* Name, address and phone number of your current landlord (if you rent).  Most recent mortgage statement  (if you own).  Copies of your W2 for 2013,  Read more about Save This Checklist of Documents You Need to Buy a Home[…]

seasonal employment apply for a loan

Seasonal Employment, Mortgages and Buying a Home in Virginia

As we enter the holiday season in Hampton Roads, it’s common for people to seek out seasonal employment and second jobs. According to Bloomberg News, “about 821,000 workers will be hired for retail seasonal jobs this year, up 11 percent from a year ago.”But what does seasonal employment mean for people who apply for a mortgage? To Read more about Seasonal Employment, Mortgages and Buying a Home in Virginia[…]